Medical Payments Coverage in Auto Insurance Policy in California
In California, Medical Payments (MedPay) coverage is an optional addition to an auto insurance policy…
Personal Injury: Physical Damage [Collision & Comprehensive] Coverage in Auto Insurance Policy in California
In California, physical damage coverage in an auto insurance policy includes both collision and comprehensive…
Personal Injury: Property Damage Liability Coverage in Auto Insurance Policy in California
In California, property damage liability coverage is a required component of auto insurance policies. This…
Personal Injury: Bodily Injury Liability Coverage in Auto Insurance Policy in California
In California, bodily injury liability coverage is a mandatory component of auto insurance policies for…
Third Party Insurance Claims in California Personal Injury Cases
In California personal injury cases, third-party insurance claims refer to claims made by an injured…
Personal Injury: First-Party Insurance Claims in California Personal Injury Cases
In California personal injury cases, first-party insurance claims refer to claims made by an individual…
Personal Injury: Concurrent Causation in California Automobile Accidents
In California automobile accidents, concurrent causation refers to a situation where multiple causes contribute to…
Personal Injury: Compare and Contrast Auto, Commercial General Liability, Homeowner’s and Renter’s Insurance Policies in California
Auto insurance, commercial general liability (CGL), homeowner’s insurance, and renter’s insurance are all distinct types…
Personal Injury: Family Auto Insurance Policies in California
In California, family auto insurance policies typically cover the primary driver of a vehicle as…
Ostensible or Apparent Authority of Agent to Contract in California
In California, ostensible authority (also known as apparent authority) refers to a situation where a…